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Sachin Upadhyay — Product & Growth at MobiKwik
9AM SACHIN

The kind of curious that doesn't stop at the idea.

Experience & Training
01 – HOW I WORK

Growth

I work the funnel end to end – activation, conversion, retention. Find the drop-off, run the experiment, move the metric.

Payments

Deep in fintech rails: scaling payment verticals, lifting success rates, and keeping fraud and regulatory risk in check.

0→1 & Analytics

From BRDs and PRDs to A/B tests and SQL dashboards – I build new products and let the data decide whether they work.

Fraud & Risk

+

Built a real-time fraud detection engine with QA validation checks built in. Cut the fraud transaction score from 120bps to under 15bps – fraud losses dropped from ₹4 cr. to ~₹90L within 6 months, and kept RBI-driven restrictions off the table.

Payment Reliability

+

Mapped every edge case in the checkout flow and rebuilt routing logic with fallback mechanisms. Transaction success rate went from 67% to 74%; checkout conversion improved from 32% to 37%.

Rewards & Retention

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Took Bobble Rewards from a Figma prototype to a live loyalty program – 40% lift in click-through, 5% lift in retention. Also rebuilt onboarding (completion up from 82% to 87%) and cut login time from 50s to 15s via OTPless integration.

02 – PRODUCT CASE STUDIES

GrowthX, MobiKwik, moments along the way.

Travel, and everything outside of work.

Let's connect

✦ Quotes / Stories / Failures / Happy Moments — coming soon